Services

We serve individuals and businesses in all areas of financial management, including:

Retirement Planning 

Making the most effective choices for your employer-sponsored retirement plans and IRAs.       

Determining how much you need to retire comfortably.

Managing assets before and during retirement. 

Tax Management 

Looking for ways to help reduce your current and future tax burden.

Referring you to qualified tax specialists. 

Estate Planning 

Reviewing your wills and trusts.

Assisting you in preserving your estate for intended heirs.

Helping with beneficiary designations.

Seeking ways to reduce exposure to estate taxes and probate costs.

Coordinating with your tax and legal advisors. 

Risk Management 

Reviewing existing insurance policies.

Recommending policy changes when appropriate.

Investment Planning 

Determining your asset allocation needs.

Helping you understand your risk tolerance.

Recommending the appropriate investment vehicles to help you pursue your goals. 

We accomplish this through our four-step comprehensive planning process:

• Discovery

We get to know you and what makes your situation unique.  We help identify your goals and values and prioritize your needs.

• Planning

We deliver a comprehensive financial plan, investment analysis and action items.

• Implementation

We help you select the tools and resources to implement your plan and work toward your unique goals.

• Monitoring

We will regularly review your progress towards your goals and adjust as needed.

Your plan is as unique as you are.  Financial planning is not just black and white.